Part of the problem

Everyone spends money they shouldn't - but some companies try a little too hard to waste money.

I get 2-3 credit card applications a week from the same bank.  What makes them think that I'll want one Wednesday if I didn't want one Monday ?   

Recently I got a letter from a Warranty Service, pretending to be a local car dealership.  It was a sales pitch to get me to buy an extended warranty - 6 years, 100,000 miles.  The car they are trying to sell me the warranty on - the 2003 car I bought that the manufacturer had to buy back in 2006 under the terms of the lemon law.  I didn't just trade it in, three years ago, they bought it back - as a lemon.  They should have removed that car from their database.